As an independent agency, we are here to help you find the right Flood Insurance coverage.
From your trusty laptop to your cozy couch, our Renters insurance policy has your back when it comes to protecting your personal belongings. At Harbor One Insurance, our policy will assist with the expense of replacing or repairing your possessions, regardless of whether they are destroyed by fire, theft, vandalism, or other specific covered risks.
Accidents happen, but with liability coverage, you’re not left holding the bag. If someone is injured while visiting your rental property or if you accidentally damage someone else’s property, Our Renters insurance in South Carolina will help with your legal expenses, medical expenses, and additional costs related to a liability claim.
Picture this: your apartment becomes uninhabitable due to a fire or other covered loss. Where do you go? With our Renter’s insurance policy, you’re covered for additional living expenses like hotel stays, meals, and transportation while your home is being repaired or rebuilt.
Loss of use coverage is like a financial safety net in your insurance policy. If something bad happens to your home and you can’t live there, it helps cover extra costs you wouldn’t normally have, such as staying in a hotel or eating out more often. Our Renters Insurance in South Carolina helps pay for any additional costs you may have until you are able to move back in, such as short-term housing.
At Harbor One Insurance, we understand that accidents are spontaneous and can affect anyone with no prior notice. Let’s say a guest slips and falls in your apartment, resulting in a trip to the ER. Our Renter’s insurance policy can help cover their medical bills, regardless of who was at fault, up to the policy’s limits.
Did you accidentally damage someone else’s property while on vacation? Fear not; our Renter’s insurance in South Carolina has your back even when you’re away from home. Our policy can provide personal liability coverage for incidents that occur outside of your rental property, giving you peace of mind wherever you go.